It is something that you have to have, so why not make sure you are getting the best deal possible. For many households, simply taking the time to compare different insurance plans can lead to savings of 10% or more per year. You want to make sure that you are adequately insured, but many people make the mistake of getting too much insurance instead. Below we have included some tips that can help you save on your homeowners insurance:
- Add some security devices such as smoke deterctors, dead bolts, or a burglar alarm
- Do an annual review to compare the amount of insurance you are carrying to your home and assets. You want to be properly insured without overpaying for insurance you do not need.
- Often insurers will offer steep discounts if you also get your auto insurance through them
- Call and ask your insurer if there is anything you can do to save. This simple act can often save your some money.
- Consider raising your deductible. Call your insurer to find out what you could save by raising your deductible another $250.
These few steps can help you gather the information needed to ensure you have the right coverage at the right price.
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